|Keep Your Home California|
Keep Your Home California was established under the U.S. Treasury Department's Hardest Hit Fund. As part of this federal fund, California was allocated nearly $2 billion to help eligible homeowners avoid preventable foreclosures. So far, the program has provided assistance to more than 25,000 California households, each facing a serious financial hardship.
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Unemployment Mortgage Assistance (UMA) - Provides temporary assistance to eligible homeowners who have suffered involuntary unemployment.
Mortgage Reinstatement Assistance Program (MRAP) - Helps eligible homeowners reinstate their first mortgage loan if they have fallen behind due to short-term financial problems.
Principal Reduction Program (PRP) - Helps eligible homeowners who have suffered a financial hardship obtain sustainable mortgage payments by reducing principal loan balances.
Transition Assistance Program (TAP) - Provides one-time funds to help eligible homeowners transition to new housing after executing a short sale or deed-in-lieu of foreclosure.
There are a few eligibility requirements for homeowners and the property.